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Merchants can improve authorization rates for US, UK, and Canadian cardholders by simply providing more information to support the AVS function.
AVS or the Address Verification System is a numeric address verification system that contributes as an additional security layer to help reduce the chance of fraud and improve card authorization rate for merchants who are serving US, UK, and Canadian cardholders. In short, AVS verifies the billing address of the cardholder by matching it with the cardholder's physical address to help authorize charges faster and reduce the possibility of fraud.
AVS will detect the numeric portions of the billing address, namely, house number and postal code entered by the customer at the checkout page and match it with the information with the card issuer. If the information matches, the transaction is verified.
When customizing your checkout form, we highly recommend merchants who are likely to receive card payments from the US, UK, and Canadian cardholders to enable AVS by including a billing address form.
The required fields to enable AVS includes;
You can start modifying these changes through our Token API.
When cardholders from the US, UK, and Canada shops online and reaches your checkout page, they'll have to enter their billing address along with their card information. If the cardholder enters their billing address;
123 Wall Street, New York, NY, 10005, USA
AVS will check if
10005 match with the information from the card issuer before authorizing a charge. If the numbers do not match, the transaction will be declined.
Note: The AVS feature is not yet supported by merchants who use plugins and Omise.js pre-built forms
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